• Mortgage/Home Equity Loans
  FHA and Conventional residential appraisals for banks, savings & loans, credit unions, and mortgage companies.

• Construction Lending
  Appraisals for banks and mortgage companies on proposed and new construction.

• Employee Relocation
  Major relocation companies and employers.

• Foreclosure/Estate/Divorce
  For banks, attorneys, accountants, government, individuals.

GEOGRAPHICAL SERVICE AREA: Our service area is primarily Bloomington-Normal and McLean County, Illinois. We also provide limited service in DeWitt Co., Livingston Co., Tazewell Co., and Woodford Co. Click here for a map showing our primary coverage area.

TYPICAL FULL APPRAISAL: Most clients still require a "full" or "complete" appraisal on the industry standard Uniform Residential Appraisal Report (URAR). You can be assured that out reports are in full compliance with the Uniform Standards of Professional Appraisal Practice (USPAP). The following is a brief outline of what you can expect in your URAR report.

• Table of contents and Appraisal and Report Identification
• Uniform Residential Appraisal Report - Summary appraisal report
• Boeckh Cost Report - Detailed replacement cost report
• Neighborhood addendum (when appropriate)
• Comment addendum - Expanded market comments and certification
• Building sketch - Computerized with area calculations
• Exterior Subject and Comparable Photos - digital or conventional
• Subject plat map and comparable sales and listing map - digital color maps
• Supporting maps (location, zoning, flood) as needed
• Miscellaneous addenda may include an assessment history, MLS listing, etc.
• Qualifications of the appraiser
• Certification & Limiting Conditions, 6/93

We provide a full range of complete and limited appraisal services and a variety of summary and restricted appraisal report formats.

We find that many of our clients do not require a full appraisal when they are familiar with the property and only need a supported market value estimate.

Please call or email us if you have any questions concerning the best type of report to meet your needs.

REPORT CONFIRMATION: We make every effort to contact the client or property owner within 24-hours to schedule the inspection appointment. Our policy is to have a completed appraisal report within 5 days of the date of inspection. At the client's request we will provide a verbal or faxed value estimate and appraisal process updates.

Most delays are a result of not being able to inspect the property on a timely basis. When ordering an appraisal be sure to provide a "best" contact method to reach the person responsible for providing access to the property.

Your "hard copy" report will be mailed U.S. Priority unless express delivery is requested by the client. Express mail charges will be added to the appraisal fee.

We also offer electronic transmission of our reports in digital format for those clients capable of receiving EDI (Electronic Data Interchange) reports. We are capable of transmitting complete EDI reports, with photos and all addenda, in Alamode's Olympus software and Polaroid Digital Solution's ACI Collection for Windows.

APPRAISAL FEES: Click here for a sample of our Bloomington-Normal area rates. These rates apply to zip codes 61701, 61704, and 61761. There is an additional $50 charge for all other areas that we cover. All "appraisal" fees include an exterior and interior inspection of the subject property.

FINDING A QUALIFIED APPRAISER: Users of appraisal services are finding that not all state regulated appraisers are equal. Appraisers who are both state regulated and designated by the Appraisal Institute exceed federally mandated state certification standards by meeting stringent experience and education requirements and abiding by a strictly enforced Code of Professional Ethics and rigorous Standards of Professional Appraisal Practice.

Appraisal Institute members who hold the commercial membership designation MAI, SRPA, or the residential membership designations SRA or RM are among the most qualified appraisers in the industry. They are prepared to meet all of your appraisal needs.

Click here for our appraiser comparison checklist. We have also provided links to major appraiser databases on our links page.