Homeowner Appraisal Services

Homeowners need appraisals or appraisal reviews for a variety of reasons, including a mortgage refinance, home equity loans, Pre-listing services, and PMI removal. When you order an appraisal or review from Brian J. Davis & Associates, you can rest assured that you will get the best in professional service, courtesy, and quality.

Refinance / Home Equity

Be sure that you request Brian J. Davis & Associates if your lender asks you for YOUR choice of appraisal firms. More than likely we are already on their "approved list", and if not we will quickly provide your lender with the necessary documentation to become approved.

Visit our Lenders page or Borrowers Advice , Homeowners Advice , and Mortgage 101 links for additional information, frequently asked questions, and tips on borrowing and working with your lender.

 

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it.  A Professional Appraiser is objective and will tell you what you need to know, not just what you want to hear.

In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer.  It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours.

Visit our Consumer Links page or Buyer and Seller legal advice and tips  and Sellers Advice for additional, frequently asked questions, and Listing/FSBO Web sites.

PMI Removal Appraisals

A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".  Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down.

Brian J. Davis & Associates is experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance. We offer a free initial consultation and low cost "Neighborhood Sales Data" reports to help you to determine for yourself if you have sufficient equity in your home to have your PMI insurance cancelled.  The cost of that service is credited towards you PMI Appraisal fee if the appraisal order is placed within thirty days.

Additional PMI information is available in our Buyers/Sellers and Lenders sections.  Please visit our Consumer Links page or What is Private Mortgage Insurance? , Can I Cancel Private Mortgage Insurance? for answers to Frequently Asked Questions and PMI related Web site links.

Field and Desktop Appraisal Review Services

Other Services

Didn’t find what you were looking for? No Problem, we will give you personalized information for your particular appraisal need. Just tell us your situation and we will make suggestions. Use our  Fee Quote/More Info Form to let us know what you need and we will promptly reply. Or you can fax your request to us at 309 662-4070, or call us at 309 662-4070. We look forward to hearing from you! 

At Brian J. Davis & Associates, you can expect. . . .

• Prompt response to your initial inquiry.  We will give you personalized information for your particular appraisal need. Just tell us your situation and we will make suggestions. Use our Fee Quote/More Info Form to let us know what you need and we will promptly reply. Or you can fax your request to us at 309 662-4070, or call us at 309 662-4070.
• Quick turnaround time: Typically one week or less from the date the request is received.  If you've chosen to receive a copy of your appraisal or consulting report via the Internet (EDI), you'll receive it within MINUTES of its completion.
• Direct communication:  We're available and accessible!  If you've ordered your appraisal On-Line or provided us with your email address, we'll send you "Status Updates" to keep you informed of the appraisal's progress.
• Appraisal and consulting reports formats to suit YOUR needs: When it comes to appraisal and consulting, "One size does NOT fit all!"  We offer a variety of report types and delivery methods. Express mail too slow?  We can deliver your report attached to a standard email, or notify you of an Internet site to download your report, the MINUTE it's completed!
• Quick response to follow-up questions. Our reports are clearly written, understandable, and meet or exceed the Uniform Standards of Professional Practice that governs the appraisal practice.  We also provide "Individual" clients with a detailed brochure to help you in "Understanding Your Appraisal".  If you have any questions regarding your appraisal, after you've read the report, we encourage you to email or call us!  
• Competitive price schedule. We have a complete menu of appraisal types and their fees available on our Web site.  Examples of the forms and sample reports are also available on-line to help you choose the type of report that's BEST for YOU.
• Online Appraisal & Consulting Orders are available by using our convenient Online Appraisal Order form or FAX your order to us at (309) 662-4070, or call your order in to (309) 662-4070. Do not hesitate to contact us if you have a special request or a question.  We understand the complexities of selling a home and know what you are going through and will do our best to make it easier for you by giving you a high quality, professional appraisal that you can depend on.