Residential Appraiser Services by BJDavis and Associates

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Brian J. Davis Residential Appraisal & Consulting Services

Buyers
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Buyer Appraisal Services

Whether you’re a first-time homebuyer or a seasoned “veteran”, making the decision to buy a new home can be filled with sleepless nights and endless research. All homebuyers -- especially first-timers - will have a whole laundry list of questions about their real estate transaction. Most of them involve the mortgage application process and trying to determine how much to offer for their new home.

While the Internet has proven to be an invaluable tool for homebuyers, the wealth of information posted on the Net can also cause confusion. The Web has countless sites that target buyers, and all of them claim to offer the most accurate data and some even claim to be able to estimate property values. Among the most frequently visited national real estate listing sites are the National Association of Realtors' Realtor.com, Microsoft's HomeAdvisor.com, Homes & Land's Homes.com, and CyberHomes.com. These sites offer interactive maps to locate neighborhoods and useful links to real estate broker websites. What is unquestionably a complex process can seem that much more daunting thanks to this information glut.

To help sort through all of this information, many potential buyers turn to their REALTOR or Loan Officer for answers. Did you know that in most cases "Your" agent is representing the seller? Did you know that your Loan Officer is probably on commission and won't be paid unless your loan closes? How does a buyer protect his or her own best interests?

One of the BEST lines of defense you can have during a real estate transaction is to work directly with an "independent" appraiser. Sounds simplistic, and yet, it's so vital to ensuring that your interests are protected. Especially if you're a first-time buyer, preparing to make the most significant financial commitment of your life, you'd better make sure you've got an “objective” professional on your side.

Pre-Purchase Appraisals

One of the most important issues involved in purchasing a home is trying to figure out how much to offer the seller. Paying too much for a home can cost you thousands of dollars over the life of a mortgage loan. For the small investment of an appraisal fee, prior to making an offer to purchase, Brian J. Davis & Associates can provide you with an objective, third party opinion of the home's current Market Value.

Consultation

Maybe you feel like you don't need an "appraisal" but you'd still like some help gathering local property and sales data. At Brian J. Davis & Associates we can provide low cost sales and listing reports that will guide you through the maze of raw data. Our reports transform confusing data into charts and graphs full of information that you can use to make an informed buying decision.

At Brian J. Davis & Associates, you can expect. . . .

Prompt response to your initial inquiry: We will give you personalized information for your particular appraisal need. Just tell us your situation and we will make suggestions. Use our Fee Quote/More Info Form to let us know what you need and we will promptly reply. Or you can fax your request to us at 309 662-4070, or call us at 309 662-4070.
Quick turnaround time: Typically one week or less from the date the request is received. If you've chosen to receive a copy of your appraisal or consulting report via the Internet (EDI), you'll receive it within MINUTES of its completion.
Direct communication: We're available and accessable! If you've ordered your appraisal On-Line or provided us with your email address, we'll send you "Status Updates" to keep you informed of the appraisal's progress.
Appraisal and consulting reports formats to suit YOUR needs: When it comes to appraisal and consulting, "One size does NOT fit all!" We offer a variety of report types and delivery methods. Express mail too slow? We can deliver your report attached to a standard email, or notify you of an Internet site to download your report, the MINUTE it's complerted!
Quick response to follow-up questions: Our reports are clearly written, understandable, and meet or exceed the Uniform Standards of Professional Practice that governs the appraisal practice. We also provide "Individual" clients with a detailed brochure to help you in "Understanding Your Appraisal". If you have any questions regarding your appraisal, after you've read the report, we encourage you to email or call us!
Competitive price schedule: We have a complete menu of appraisal types and their fees available on our Web site. Examples of the forms and sample reports are also available on-line to help you choose the type of report that's BEST for YOU.
Online Appraisal & Consulting Orders are available by using our convenient Online Appraisal Order form or FAX your order to us at (309) 662-4070, or call your order in to (309) 662-4070. Do not hesitate to contact us if you have a special request or a question. We understand the complexities of selling a home and know what you are going through and will do our best to make it easier for you by giving you a high quality, professional appraisal that you can depend on!

Other Services

Didn't fit into a category? Need your home measured and a floor plan drawn for marketing use? Have a unuque request for market data research? No Problem, we will give you personalized information for your particular appraisal need. Just tell us your situation and we will make suggestions. Use our Fee Quote/More Info Form to let us know what you need and we will promptly reply. Or you can fax your request to us at 309 662-4070, or call us at 309 662-4070. We look forward to hearing from you!

Still have questions?

Here are some recent Buyers Advice articles that may help.
Buyer and Seller legal advice and tips
Homebuyer Question & Answers on PMI

A quality appraisal doesn't cost, it pays!