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One of the most
important issues involved in purchasing a property is developing an
opinion of what it's worth so that you can make an informed offer to
purchase. Maybe you're new
to the Bloomington - Normal / McLean Co. area? Perhaps you're a first-time homebuyer and
aren't sure what's a reasonable price to offer? For the small investment of an appraisal fee prior to making an offer to purchase, a professional appraisal report
performed by a qualified, state-certified appraiser can provide you
with an objective, third party opinion of a property's current Market
Value.
Consultation
Maybe you feel like
you don't need an "appraisal" but you'd still like some help
gathering local property and sales data. At Brian J. Davis & Associates
we can provide low cost sales and listing reports that will guide you
through the maze of raw
data. Our reports transform confusing data into charts and graphs
full of information that
you can use to make an informed buying decision.
Home
Seller Appraisal Services
Pre-Listing Appraisal
Your
REALTOR or sales agent will most likely provide you with a Comparative
Market Analysis (CMA) that lists selected sales in your area as a means
of setting a "Listing Price".
This stage is CRITICAL if you're going to maximize your
profit and minimize the selling time.
Even
if you're working with an experienced sales agent, it's often in your best
interest to have an "objective" third-party's opinion of value
prior to signing a Listing Agreement. Your pre-listing appraisal will provide you and your sales agent
with an accurate description of your home's features and a detailed analysis
of the most recent and similar "comparable sales" or as they're
commonly called, "Comps".In
addition to helping you set a realistic selling price so your home will
attract buyers, a professional appraisal is very valuable as a negotiating
tool once you have a potential buyer.
For-Sale-By-Owner (FSBO)
Homes
that are listed for sale by the owner, without the assistance of a real
estate agent, are known as FSBOs (pronounced FIZZ-BO).
Selling your home "on your own" will require a significant
amount of "homework" if you're going to do it right.
Our site offers a large selection of links to FSBO related Web
sites to help you find answers to many of your questions.One
piece of advice that is consistently given by the experts in selling your
home FSBO....Do
NOT "Overprice"
Your Home!
It's
very hard to be objective about your own home because of your emotional
attachment to it. A Professional Appraiser is objective and will
tell you what you need to know, not just what you want to hear.
Consultation
Maybe
you feel like you don't need an "appraisal" but you'd still
like some help gathering local property and sales data. At Brian J. Davis & Associates we can provide
low cost sales and listing reports that will guide you through the maze
of raw data. Our reports transform confusing data into charts
and graphs full of information
that you can use to make an informed buying decision.
Homeowner
Appraisal & Consulting Services
Homeowners
need an appraisals for a variety of reasons, including a mortgage refinance,
home improvement loan, tax appeal, and Private Mortgage Insurance (PMI)
removal. When you order an appraisal from Brian J. Davis & Associates,
you can rest assured that you will get the best in professional service,
courtesy, and the highest quality appraisal.
A
popular money saver for homeowners in the last few years is to get the PMI
removed from their mortgage loan, thus saving them money on their monthly
payments. PMI stands for "Private Mortgage Insurance".
Once your mortgage loan amount is down below 80% of the value of
your home, in most cases you can apply to the lender to have the PMI removed
from your loan, which will make your monthly payments go down.
Brian J. Davis &
Associates is experienced in helping folks just like you rid themselves
of unneeded and unwanted PMI insurance. We offer a free
initial consultation and low cost "Neighborhood Sales Data" reports
to help you to determine for yourself if you have sufficient equity in your
home to have your PMI insurance cancelled.
The cost of that service is credited
towards you PMI Appraisal fee if the appraisal order is placed within
thirty days.
Other
Services
Didn't fit into a
category? No Problem, we will give you personalized information for your
particular appraisal need. Just tell us your situation and we will make
suggestions. Use our Fee
Quote/More Info Form to let us know what you need and we will promptly
reply. Or you can fax your request to us at 309 662-4070, or call us at
309 662-4070. We look forward to hearing from you!
Be
sure that you request Brian J. Davis &
Associates if the lender asks you for your choice of appraisal
firms. More than likely we are already on their "approved list",
and if not we will provide your lender with the necessary documentation
to become approved.
A
quality appraisal doesn't cost, it pays!
I
think you'll find these links valuable information resources:
Buyer and Seller legal advice
and tips
Buyers
Advice
Sellers
Advice
At
Brian J. Davis & Associates, you can expect. . . .
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Prompt response to your initial inquiry. We
will give you personalized information for your particular appraisal
need. Just tell us your situation and we will make suggestions.
Use our Fee Quote/More Info Form
to let us know what you need and we will promptly reply. Or you
can fax your request to us at 309 662-4070, or call us at 309 662-4070.
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Quick turnaround time: Typically one week or less from the date
the request is received. If
you've chosen to receive a copy of your appraisal or consulting
report via the Internet (EDI), you'll
receive it within MINUTES of its completion.
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Direct communication: We're available
and accessible! If you've
ordered your appraisal On-Line or provided us with your email address,
we'll send you "Status Updates" to keep you informed of
the appraisal's progress.
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Appraisal and consulting reports formats to suit YOUR
needs: When it comes to appraisal and consulting, "One size does NOT
fit all!" We offer
a variety of report types and delivery methods. Express mail too
slow? We can deliver your report attached to
a standard email, or notify you of an Internet site to download
your report, the MINUTE it's completed!
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Quick response to follow-up questions. Our reports are clearly written, understandable, and meet or exceed the Uniform Standards
of Professional Practice that governs the appraisal practice.
We also provide "Individual" clients with a detailed
brochure to help you in "Understanding Your Appraisal".
If you have any questions regarding your appraisal,
after you've read the report, we encourage you to email or call
us!
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Online Appraisal & Consulting Orders
are available by using our convenient Online
Appraisal Order form or FAX your order to us at (309) 662-4070, or call your order in
to (309) 662-4070. Do not hesitate to contact
us if you have a
special request or a question.
We understand the complexities of selling a home and know
what you are going through and will do our best to make it easier
for you by giving you a high quality, professional appraisal that
you can depend on.
We
look forward to working with you!
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